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Samuel Schmarr AR 1238976 and Deliberate Wealth Management Pty Ltd ABN 79 635 061 111 CAR 1277752 t/as Schmarr Financial Group are Authorised Representatives of Synchron Australian Financial Services Licensee No. 243313 The information/advice provided in this web site is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything on this web site you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding whether to acquire any products.