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Articles | Schmarr Financial Group

2021 Federal Budget Wrap-Up

Last night, The Federal Treasurer Josh Frydenberg delivered this years Annual Government Budget. As is often the case in a potential election year, the budget was filled with a raft of spending measures to attempt to ease pressure on households, while at the same time continuing to stimulate the economic recovery from COVID-19. There are […]

What Will 2021 Look Like For You?

With another year done and dusted, many of us use January as the perfect opportunity to make (and ultimately, break) New Year’s resolutions. The success rate of these resolutions being achieved is in fact less than  8% overall!* A deeper delve into this uncovers the real reason why –  people set goals that are too […]

2020 – A Mixed Bag!

What a rollercoaster of a year 2020 has been. Although I definitely don’t need to remind anyone about what headlines dominated this year, we should always still take the time to reflect on what has transpired throughout the year. One thing 2020 should have taught everyone, is to expect the unexpected. Nothing can ever be […]

Is The Election Over Yet

If you are anything like me, then you must be sick and tired of hearing about this week’s US Presidential Election. Will Trump come back from the brink and steal another victory, or will Joe Biden take the reigns? With either outcome entirely possible, it is important to take a couple of minutes to really […]

Clear Skies or Time to Buckle your Seatbelts?

What a turbulent last few months the world has delivered us! We’ve seen COVID-19 go close to disappearing, then make a strong resurgence and now work towards (hopefully) disappearing again. We’ve seen some places go back to near pre-COVID norms while other places have become even more extreme. It certainly has been unprecedented. To give […]

Navigating the Road to Recovery

After a few crazy months of up, down and sideways markets, I thought it best to give a bit of an update on the current state of markets both domestically and globally. As we all know, financial markets were heavily impacted by the COVID-19 downturn, with US S&P500 down 34% and Australian All Ordinaries down […]

Has the dust of COVID-19 settled yet?

Well, what a couple of months March and April turned out to be. Thankfully, the end of April and the beginning of May has brought about a significant downturn in active COVID-19 cases, the gradual easing of social restrictions and share markets beginning the road to recovery, so it is fair to ask – Is […]

6 Points to remember during Market Volatility!

  With the US markets taking another heavy fall overnight, and with the Australian Markets expected to follow suit this morning, I thought I would take the opportunity to once again jump to the top of your inbox and remind you of a few key points to remember and take hold of during down trending […]

What on Earth is going on?!

If you’ve been watching or reading any news broadcasts in the last few weeks, you would have seen that global financial markets have been on a strong downward trend. There isn’t a market or sector around the world that hasn’t been impacted by the large scale sell-off. While we are all aware that it is […]

Out With 2019, In with 2020!

I don’t think I am alone in thinking that 2019 has gone in the blink of an eye; It feels like only yesterday we were kicking the year off! With that in mind, the end-of-year provides a great opportunity to reflect on the year that has been. With regard to investments held personally and through […]

Latte or Holiday? The Choice is Yours!

Well, it’s that time of year again! It seems that the end of financial year tends to creep up on us faster and faster each year. For me, as a financial adviser, it’s my least favourite time of year – not because of tax bills or boxes of receipts (that’s your accountants problem), but because […]

How to Avoid ‘Santa’s Debt’

As we begin to commence the steep descent into Christmas, I thought now would be as good a time as ever to give you a few tips to keep on top of your finances over the silly season and avoid you looking back on your Christmas spending like the picture above!   After all, it would be […]

Volatility? More Like Opportunity – Second Edition

If you have turned the TV on this week or read the news, you’ll probably be well aware that share markets have been experiencing a bit of volatility in recent weeks. You may have even read headlines like “International Markets Plummet” or “US Markets Plunge on Investor Fears” – these are dramatized headlines to try […]

Tax Tips & Tricks – By Kerry Packer (and a little bit from Me)

Well well well, its that time of year again – for some, it’s the excitement of tax returns, and for others, it’s the disappointment of tax bills. If you are one of the ‘lucky’ ones getting a meaty tax return this year, try to show some level of restraint when telling your self-employed friends about the holiday you are able to take with […]

Bitcoin, MySpace and Sea Monkeys

Society loves a ‘craze’, right? Think of MySpace, Sea Monkeys, Fidget Spinners and Tamagotchi’s… What would you say if I said Bitcoin was a fad, just like the rest them? The ultimate question for Bitcoin (and all crypto-currencies) is this – Will it stand the test of time, or will it fade away like the […]

Budget 2018 – I watched it so you didn’t have to!

  Ok – so by now you have probably seen a million emails or articles breaking down the 2018 budget handed down on last night… no? Just me? – Regardless, I watched it so you didn’t have to (you’re welcome), so I thought I should give you a couple of the main points – the […]

Volatility? More Like Opportunity!

As you may have seen in recent news and media, the Global Share Markets (in particularly, the USA and Japan) have experienced volatility for the first time in recent years. This volatility comes from short term investment traders making comments about how increases to the US interest rates will slow corporate profit growth. Consequently, markets […]

I got 99 problems but lost super ain’t one!

How good is finding a sneaky twenty in last winter’s jumper pocket? I know, right… Well imagine that feeling, but times it by hundreds or even thousands! This is the feeling you should get when you find some lost super! Given ATO figures show there is currently more than 6.3 million lost super accounts with combined balances […]